Buying Guide
How to buy property Step-by-step checklist
Plan your purchase with confidence. Avoid surprises, keep documentation ready from day one, and move through each stage methodically.
6 essential steps
Free checklist
India-focused
1
Budget 2
Shortlist 3
Site Visit 4
Legal 5
Loan 6
Close 1
Fix your budget (the right way)
- Down payment + registration costs (stamp duty, registration, legal, broker, moving).
- Monthly comfort: EMI + maintenance + utilities.
- Keep a buffer for interior work and emergencies.
2
Shortlist locations and projects
- Commute, schools, hospitals, and upcoming infrastructure.
- Builder reputation and track record for on-time delivery.
- Compare price trends and resale / rental demand.
3
Do a proper site visit
- Visit at different times (traffic, noise, waterlogging).
- Check parking, ventilation, sunlight, and amenities quality.
- Ask for detailed payment schedule and possession timeline in writing.
4
Legal & due diligence checks
Before paying a booking amount, verify the basics:
- Title/ownership and chain of documents.
- Approvals (layout/building), occupancy status, and encumbrances.
- RERA registration details (for applicable projects).
5
Home loan (if applicable)
- Compare rates, processing fees, and prepayment rules.
- Prefer a sanction letter before committing to large payments.
6
Agreement, payments, and registration
- Read the agreement carefully (carpet area, possession date, penalties, refund clauses).
- Make payments via traceable methods and collect receipts.
- Plan stamp duty and registration in advance.