Buying Guide Practical resources for smart buyers
Clear, actionable guides to help you navigate every stage of buying property—from planning and legal checks to registration and beyond.
How to buy property
A step-by-step purchase process with a checklist you can follow.
Home loan guide
Eligibility, documents, down payment planning, and rate basics.
RERA guide
What to verify on the RERA portal and what red flags to avoid.
Stamp duty guide
Stamp duty, registration charges, and how the payment usually works.
Property tax guide
How property tax is calculated, who pays it, and payment reminders.
Property documents checklist
Documents to collect and verify before you pay any booking amount.
Frequently Asked Questions
1. What is the first step before buying property?
Fix your budget – including down payment, stamp duty, registration, and a buffer for interiors and emergencies. Then shortlist locations and projects that fit your financial comfort.
2. How can I verify a property's legal status?
Check the title deeds, encumbrance certificate, approved building plans, occupancy/completion certificate, and RERA registration (for applicable projects). Use our property documents checklist for a complete list.
3. What is stamp duty and how is it calculated?
Stamp duty is a state-level tax paid on property transactions. It's usually a percentage of the agreement value or circle rate (whichever is higher) and varies by state, property type, and buyer category.
4. Do I need a home loan pre-approval before searching?
While not mandatory, a pre-approval gives you a clear budget and shows sellers you're a serious buyer. It also helps you avoid falling in love with a property you can't finance.
5. What documents should I check before paying a booking amount?
At minimum, verify the title/ownership chain, encumbrance certificate, approved plans, and RERA details. Never pay without seeing these documents and consulting a lawyer.
Not sure where to start?
Try our step‑by‑step purchase checklist or estimate your finances with our free tools.